Contract Provisions
Definitions of Covered Illnesses
Policy Provisions
- Protecta Rate Tables (4354)
- Protecta policy provisions:
- General Provision (XPS 5750)
- Protecta 10 (XPS 5927)
- Protecta 10 Enhanced (XPS 5922)
- Protecta 65 (XPS 5926)
- Protecta 65 - Joint Coverage (XPS 5925)
- Protecta 65 Enhanced (XPS 5921)
- Protecta 65 Enhanced - Joint Coverage (XPS 5920)
- Protecta 75 (XPS 5924)
- Protecta 75 Enhanced (XPS 5919)
- Protecta 100 (XPS 5923)
- Protecta 100 Enhanced (XPS 5918)
- Protecta Child (XPS 5917)
Riders and Benefits Provisions
- Return of Premium on Surrender for Protecta 10 (XPS 5916)
- Return of Premium on Death for Protecta 10 (XPS 5911)
- Return of Premium on Death or Surrender for Protecta 10 (XPS 5906)
- Return of Premium on Surrender for Protecta 65 (XPS 5915)
- Return of Premium on Death for Protecta 65 (XPS 5910)
- Return of Premium on Death or Surrender for Protecta 65 (XPS 5905)
- Return of Premium on Surrender for Protecta 75 (XPS 5914)
- Return of Premium on Death for Protecta 75 (XPS 5909)
- Return of Premium on Death or Surrender for Protecta 75 (XPS 5904)
- Return of Premium on Surrender for Protecta 100 (XPS 5913)
- Return of Premium on Death for Protecta 100 (XPS 5908)
- Return of Premium on Death or Surrender for Protecta 100 (XPS 5903)
- Return of Premium on Surrender for Protecta Child (XPS 5912)
- Return of Premium on Death for Protecta Child (XPS 5907)
- Return of Premium on Death or Surrender for Protecta Child (XPS 5902)
- Waiver of Premium on Disability (XPS 5491)
- Waiver of Premium on Death or Disability for Protecta Child (XPS 6454)
Special conversion rates for Protecta 10 coverage issued prior to WIN 20
- Protecta Rate Tables
- Protecta 100 Enhanced Coverage Provisions (XPS 4810)
- Protecta 100 Plus Coverage Provisions (XPS 4811)
- Protecta 100 Base Coverage Provisions (XPS 4812)



